DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

602

Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.DisclosuresJoule Financial, LLC is registered as an investment adviser with the Securities Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. A copy of Joule’s current written disclosure brochure filed with the SEC which discusses among other things, Joule’s business practices, services and fees, is available through the SEC’s website at: www.adviserinfo.sec.gov. All content in this podcast is for information purposes only. Opinions expressed herein are solely those of Joule Financial, LLC and our staff. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your financial advisor prior to implementation. It does not involve the rendering of personalized investment advice nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities discussed.Please note that neither Joule Financial, LLC nor any of it agents give legal or tax advice. The firm is not engaged in the practice of law or accounting. This presentation shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to anyone. All information referenced is for illustrative purposes is not intended to be representative of any specific investment vehicle. Past performance is not indicative of future results. Charts, graphs, and returns do not represent the performance of Joule Financial, LLC or any of its advisory clients. Returns do not reflect the impact that advisory fees and other expenses have on the results. All investment strategies have the potential for profit or loss. There are no assurances that an investor’s portfolio will match or outperform any particular benchmark. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies have the potential for profit or loss.

ETF v. Mutual Funds
Jun 9, 2025 – 00:16:03
When to Use the Fast Cash?
Jun 6, 2025 – 00:14:50
What Does the Average Investor Need to Know About Stocks?
Jun 4, 2025 – 00:19:48
How Much Cash is Too Much Cash?
Jun 2, 2025 – 00:16:48
Cash on Hand? Easy to Save or Easy to Spend
May 30, 2025 – 00:10:35
Zero Cost Funds
May 28, 2025 – 00:13:37
Take More Risk in a Roth?
May 27, 2025 – 00:13:56
DIY Money Jr - How to Make Money in Your Neighborhood
May 23, 2025 – 00:13:09
Why Do Markets "Close"?
May 21, 2025 – 00:18:29
How Much in Your Emergency Fund?
May 19, 2025 – 00:14:11
Dollar Cost Averaging Large Sums
May 16, 2025 – 00:15:00
Balancing Goals
May 14, 2025 – 00:18:45
Navigating Finances with a Spouse
May 12, 2025 – 00:21:28
How to Pay for College
May 9, 2025 – 00:16:04
Buying a Car: New v. Used
May 7, 2025 – 00:15:56
Emergency Fund v. Debt
May 5, 2025 – 00:12:37
Money Map: No Shortcuts
May 2, 2025 – 00:22:57
Money Map: Investing The Right Way
Apr 30, 2025 – 00:17:58
Money Map: Traveling Companions
Apr 28, 2025 – 00:21:43
Money Map: Know the Destination
Apr 25, 2025 – 00:22:05
Money Map: Yes, Even You.
Apr 23, 2025 – 00:16:23
Money Pit: Kicking the Can Down the Road
Apr 21, 2025 – 00:10:57
Money Pit: Keeping up with the Joneses
Apr 18, 2025 – 00:15:48
Money Pit: Inevitable 2x4
Apr 16, 2025 – 00:18:43
Money Pit: Paycheck to Paycheck
Apr 14, 2025 – 00:17:38
Money Pit: Lifestyle Creep
Apr 11, 2025 – 00:17:02
"When to Sell a Stock "Winner"
Apr 9, 2025 – 00:10:58
Moving States in a Tax Year
Apr 7, 2025 – 00:09:50
Investing from Outside of the US
Apr 4, 2025 – 00:10:40
Budget Accruals
Apr 2, 2025 – 00:23:11
Buying Years of Service
Mar 31, 2025 – 00:16:06
Simple IRA v. Roth IRA v. 403(b)
Mar 28, 2025 – 00:15:58
Real Estate and Interest Rates
Mar 26, 2025 – 00:11:46
Married Filing Separately and Roth IRAs
Mar 24, 2025 – 00:16:04
All About Tariffs
Mar 21, 2025 – 00:18:04
What are 457(b)s?
Mar 19, 2025 – 00:14:27
When to Rebalance?
Mar 17, 2025 – 00:17:52
Pay Yourself First
Mar 14, 2025 – 00:23:38
All About REITs
Mar 12, 2025 – 00:16:08
Shopping Credit Cards
Mar 10, 2025 – 00:15:58
Good Debt v. Bad Debt
Mar 7, 2025 – 00:27:19
"The Family Business"
Mar 5, 2025 – 00:14:46
STOP IT!!
Mar 3, 2025 – 00:18:43
Using Your Emergency Fund
Feb 28, 2025 – 00:13:57
Pension Plan Vs Investment Plan
Feb 26, 2025 – 00:19:26
HSA & Super HSA?
Feb 24, 2025 – 00:12:05
Donor Advised Fund
Feb 21, 2025 – 00:19:17
Debts in Collections
Feb 19, 2025 – 00:10:47
Online Investing Platforms
Feb 17, 2025 – 00:14:40
Paying off College?
Feb 14, 2025 – 00:15:57

Recent Reviews

Nap3378

Meh

The chatter is annoying. It almost feels like bro culture and I’m not here for it. I don’t care about marathons or that you gave up caffeine. Content is good, but leaving cause the chatter is annoying as humanely possible.
Vince V 2019

Get to the point

I found this podcast, not as informative as it could have been. It seemed like the hosts were more interested in having a conversation and carrying on versus discussing the topic at hand. The first settlements of podcast I didn’t get on topic. I had to turn off halfway through. If you want to hear banter and not learn, this is likely podcast for you.
hlm 13843

Where is Daniel?

Is Daniel still on the podcast? I held out hope because he was still in the intro but now they have changed that to Ally. 🙁
ldsboi

90% irrelevant stuff

Never get to the meat of it. Just waste time talking on random stuff most of the episode
stephG_dbf4l

A must for your personal finance education journey

I’ve been listening to DIY Money podcast for several years now and I’ve found their content to be critical to the success of my personal finance learning journey, debt payoff period, and now wealth-building phase. They don’t teach this stuff in school when you’re growing up. I’m so grateful for this crew of people who decided to teach all of us how to do and approach things the right way when it comes to money and money mindset. I love how accessible they make the different concepts - they demystify and make less scary so many things about finance that I had personally before found intimidating and obscure. I look forward to new episodes coming out each week and learning new things all the time here. Thanks Daniel, Quint, Allie, Logan, and the rest of the team behind the scenes who create these frequent little nuggets of wisdom. You. All. Rock.
GrrlMindset

Just what I was looking for!

I realized I’m listening to podcasts on happiness and health, but hadn’t started one on money. I wanted to find a non-marketing pitch podcast on investing and everything else and I’m a diy grrl financially, so this rocks! 2025: so inspired by the newest Back to Basics episodes. Love the additions of Logan and Allie (especially, she rocks!)
p3865

Can be good if they try

The tone of Welcome back at the beginning of each show annoys me. Half the show is banter and other half has some useful content. Can listen on 3x speed but not worth it with other financial shows that cut to the chase.
jayhay0

Irrelevant fluff

For a 17-minute episode, it was 6 minutes of talking about Chick-fil-a sandwiches at the beginning. I kid you not. I'd encourage people to listen to older material if it comes up in a search, but I don't see subscribing being valuable.
Gereg1

Rather good

I am admittedly bias. I grew up with Quint (basketball/select choir). His small town personality translated well to a wider audience. From answering questions of children, to the most complicated fiscal discussion the podcast covers it all. It has personality.
Meatloaf12

Distractions

Informative, however, I found myself fast forwarding to content relevant to the title of the episode, as I did not care to hear about non-financial related content. Also, I find the sound bits rather distracting. Personable hosts though.
Pilot_askar

A simple way to understand finance

Thanks for such a very important content. As I understand, most people know how to earn money but don’t know how to use it properly.
wellykong

Great information

Thanks for tackling topics starting with the basics and then delving into the details. Good for all levels.
23jordan

Awesome

Great content
Gilnockie+

Good basic info but a lot of rambling

Have listened to a few and they just ramble aimlessly the first 3-5 minutes of each episode. Shut up and get to the point or convert to a standup show
PTS Sr.

What’s shaking, Daniel?

Short and sweet and to the point with a little bit of fun and personality sprinkled on top.
Franky Oceaann

Great show

Really knowledgeable podcast with two hosts trying to help others succeed.
A Great Man!

Too/Two Immature Hosts

VERDICT: There are better personal finance podcast options like: “Your Money Your Wealth”, “Choose F.I.”, etc. PROs: Good financial advice. CONs: Way too much rambling about their personal lives and sophomoric “funny” sound effects.
pamela3100

Great Advice

Thank you for the great advice!! Been listening for a while now.
HR6275

Ya’ll are great but cut (or limit) the chatter

I really like this show and advice as well as the shortish length. BUT the chitter chatter at the beginning about random personal stuff is annoying. I don’t care. It’s fine to be personal but I’m busy and appreciate brevity. If it were 30 sec or even 1:30, ok. I listen to these while commuting and I always skip the beginning if I have free hands. In a recent episode you both wanted everyone to rate you so you can be number 1. I totally would if I didn’t have to hear about your season tickets to whatever games. That’s not why people are listening. :)
👩‍🎨👩‍🏫

Boosted my financial literacy and confidence!

I never leave reviews, but I felt compelled to write a review, and thank the DYI team for all the pro tips and resources they share every week about personal finance. I’ve learned a ton, and it’s given me confidence to invest in my future.
slsjrb

Awesome Show

This show is informative and entertaining. I give it 5 stars+. I would like to see the bro talk change from bike riding and running marathons to something pertaining to the economy or trends in the stock market or maybe examples of a recent interaction with a client that we all could learn from. But keep up the informative content!
@@@@@1-2

Informative

The show is full of useful information with some witty sound bites added. Will send a voice question if I can come up with an interesting idea. Adam from central Ky
Marathonman2.7

Make it part of your routine

I’ve added this to my rotation and look forward to it every single time. The DIY crew doesn’t miss!
Bobby mcphil

4% Rule

The 4% Rule actually does include inflation adjustments annually.
NH3 Tech

Informative

Really enjoy the podcast and the information it provides. Thanks for sharing your experiences and knowledge.
thecheerfulbaker

Great podcast and great hosts

Quint is a great and very knowledgeable guy! This podcast is worth listening to
G fuj

Good advice!

These guys are awesome. Everyday applicable financial information.
Eel100

Love the show! Unimpressed With Allie…

All in all, I love the show. Love the Bro Talk. Love the content. However, I have been quite unimpressed with Allie and feel the show could have done better at finding a CPA to add to the team.
Jack Darnell

Great work!

Love the podcast. Great information I look forward to hearing more in the future. Thank you for your work!
dktaosmith

One of my must listens!

Great bite-sized financial education with a variety of topics. Love that the episodes aren’t too long so I can complete it on my commute!
ammcr5

Making financial literacy available for everyone

The podcasts are short and sweet— which is just what I need on my commute. Quint and Daniel have immense knowledge of finance but present the information without making you feel like your years behind or too dumb to grasp it. If you have a friend who needs help with personal finance— send them this podcast.
Jinito2040

Quick and relevant

The short format is great. Enjoy the content.
Jeff el jefe

Short and simple

This podcast is packed full of knowledge on how to get your finances in order. They get right to the point with their short episodes. Would definitely recommend listening for anyone looking to learn how to manage their finances.
Zbass123

Pretty informative

Fairly informative and helpful. I hate hate hate the small talk and fact that it takes 5 minutes to get to the meat of the question. It’s frustrating to have to skip that portion and find the spot where I actually want to hear. Guys, we don’t want to hear about what’s happening in your personal life - save that stuff for off-air, and skip to the relevant stuff.
Apo 305

Made finance easy to understand!

I’m a regular guy who has a good paying job, I’m personally very apprehensive about financial people because the only thing I think about is sales and fees. I started listening to you guys during my afternoon walks (not a runner like Quint) it’s been like 2 months now, and you have helped me understand finances so much because you level with the masses, the show has been incredibly helpful to me , so much so that I opened my first investment account last week! Keep up the good work and never stop making it understandable for the people, the majority of us are not sophisticated just regular. Thanks and wish you the best!
tyke87

New listener

I just found the podcast. I appreciate that they point out that there is no one size fits all solution to finances (like some of the gurus do).
consrvative zacky

Great listen

DIY money is part of my weekly podcast listen for financial education. Their content is applicable and helpful in our financial freedom journey.
NormanSteel

Great informative podcast

Good people with a ton of information in a open forum format. Episodes are short and spread out but I would listen to them every day. They teach the tried and true investing techniques and finish every episode reiterating “live on less than you make, invest the rest and do this for a very long time“. Worth your time to listen, you will not regret it
CamJ075

Quick rundowns and great topics

Quint and team crush it in the reg. They cover relevant and interesting topics all while keeping it quick and understandable. Recommend for everyone
alpine_emmy

Great, Quick and Informative Podcast

Informative and digestible personal finance podcast! Thankyou
loves diamonds

Love this show!

I discovered Quint and Daniel a few months back. Love the way Quint says,”What’s shakin’ Daniel?” In that playful voice! It always brings a smile to my face. Logan is a very good addition to the podcast and the impromptu voiceovers keep my attention. I’ll continue listening as long as you two are on the air. As an aside, I saw Quint on a finance show in a major network recently.
Seabastardo

Too many sound effects but decent content if you can get through that

Guys. The sound effects are super distracting and annoying! You’re likable enough and the content is good! You don’t need to put all the stupid party noises in. I will continue to listen and didn’t want to give you a super low rating because I think you’re good but I would have gone 5 stars if you didn’t have all those stupid interjections of nonsense. Just a suggestion. Don’t take it to heart because I’m trying to help you and I think you’re both intelligent and likable and don’t need those things. I know you won’t be changing the format on my part for me but I hope you consider it for what it’s worth that my vote would be to lose the edits. Thanks for the content minus the bells and whistles! Mike
meetdogg10

Decent

Good general advice. But a lot of topics are not relevant to those living in areas that are costly to live in. If you’ve never listened to a finance podcast, this is a good starter one. You will get the basics covered.
surfghost

Great show

This is a fun show with great advice. They don’t hit you over the head with their advice which I find refreshing.
jennred23

Love love love!

Love this show, it has truly helped my financial success and I know my future self will also thank me for listening to this podcast!! Love the fun talk and then advice on each question. Really is great to have to opportunity to get the questions I/others have about finance and what is on our minds answered! Cannot recommend enough!!
Acupeeps

Start listening and change your life for the better!

I am very grateful for this excellent podcast! Top notch info and well presented. Listening to these guys is like listening to close family members who really know the business of finance. They aren’t afraid to tell you how it is, but they come at you authentically and straight from their hearts. Do yourself a favor and start binge listening now!
jsfmorton

Come for the info, stay for the bro talk

Always looking forward to Clint, Daniel, and sock guy Logan’s take on the day to day financial questions we all have. Keep up the bro and coffee talk
Alphalete805

# 1 financial podcast

Love the bro talk and love the financial wisdom! # 1 podcast for financial knowledge!
Oleg Vykhovanets

My favorite podcast by far!

Absolutely love the show and love the bro talk. Quint also has the best haircuts :) jokes aside, I really like the finance topics discussed on the show and I love the different points of views where we have a CFP as well as someone who’s just been in the business their whole life. Really helpful discussions that help me think through my DIY Money journey.
jagster814

Love the bro talk

Money money money monnnay!